One connection for the UK consumer credit market

 

 

We're a Financial Network. Seamlessly connecting customers, brokers, and lenders across the UK and US through a single API.

 

 

hello[at]cozi[dot]tech

What we do

 

Cozi is a regulated credit broker. We help partners connect with customers in a compliant, transparent and efficient way.


We generate our own customer enquiries and also support trusted partners who wish to introduce theirs. Our platform manages the movement of applications between parties in a controlled and consistent manner.

 

  • We generate customer enquiries through our own brands
  • We work with selected partners who introduce their customer enquiries to us
  • We support lenders and brokers who wish to receive enquiries that align with their products
  • We manage customer journeys, communications and onward connections in line with regulatory requirements

 

Everything operates through a single connection so partners can work together smoothly.

For lenders and brokers

 

We support lenders and brokers who wish to receive customer enquiries through our network.

 

  • One integration into our platform

  • Transparent oversight of activity

  • Reporting and support from our team

  • Access to a broad mix of demand sources generated internally or through trusted partners

 

We do not make credit decisions. We simply introduce customers to firms who may be able to assist, based on information provided.

For publishers, affiliates and brokers introducing customers

 

We work with selected introducers who wish to connect their customer enquiries into our network.

 

  • A simple connection into our platform

  • Visibility and feedback to support performance

  • A consistent process for onward introduction

 

All customer introductions must comply with our regulatory, data protection and conduct requirements.

Regulated and serious about it

 

Cozi Ltd is an online credit broker authorised and regulated by the Financial Conduct Authority.


We place regulatory compliance and customer outcomes at the centre of everything we do.

 

  • Standardised consent, data handling and audit trails

  • Customer journeys designed around fair, clear and not misleading communication

  • Established processes for complaints, vulnerability, and oversight of partners

 

We do not charge customers a fee for our service.


We may receive a commission from lenders or other brokers when a customer we introduce obtains a product. This does not affect how we present options to customers.